As we head into the new year, many of us will be thinking about what the fresh start can bring and our goals for 2023. If your goal is to improve your financial position, we are here to help! A goal without a plan is just a wish, so here are some tips to help turn your wish to reality.

Kick start your savings by taking out a Growth Saver!

That’s exactly what it’s designed for. Get one of the highest interest rates on the market in two easy steps: open a Growth Saver, and then deposit at least $200 per month with no withdrawals. You will be eligible for bonus interest on balances up to $25,000.

For larger balances, the Bonus Saver offers similar features on balances of up to $250,000. When you need access to the money, you can withdraw at any time fee free, it only means you will forfeit the bonus interest for that month. Both accounts can be created via internet banking so you can get started today! To open a new account, log into your internet banking on a desktop, go to services, new savings account, and choose what account you’d like to open. A regular saving habit is important to develop, and could be the key to your 2023 goals. An easy way to save is by setting up an automatic transfer the day your salary is received into your savings account.

Even better, make a specific goal to save towards. The MOVE Bank app gives you great visibility over your savings! Set up a savings goal by swiping left on the home screen and watch your progress. Another aspect of a healthy financial position is having good oversight over your debts, and if necessary, you may want to consider consolidating them. MOVE Bank can help with consolidating loans as well as your credit cards#.

Our Low Rate Credit Card, three year running winner of the Mozo’s Experts Choice award for a Low-rate Credit card, offers members a balance transfer rate of 0% for 6 months.# It also features a low ongoing rate and low annual fee, which we will waive for the first year, or ongoing for members that have a home loan package with us. You can get more information regarding this on our website, which is where you can also apply.

# All applications are subject to MOVE's standard credit assessment and eligibility criteria. Fees and charges apply. Balance transfer available fup to 80% of the approved limit. The 0% p.a. interest rate applies to balances transferred at point of application for a period of 6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for purchases. Other terms and conditions apply.

This blog post is for general information purposes only and is not intended as financial or professional advice. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product or other professional advice. You should seek your own independent financial, legal and taxation advice before making any decision about any action in relation to the material in this article. ​