We're committed to providing you with competitive interest rates when it comes to our range of savings and loan products.

Check out all the current rates on every MOVE Bank product.

Home Loans - Effective 17 June 2020

  Interest Rate Comparison Rate
Principal and Interest    
Straightforward Home Loan L51 (Maximum LVR 80%)    
$150,000-$499,999 2.69% p.a. 2.73% p.a.
$500,000+ 2.59% p.a. 2.63% p.a.  
Standard Variable Home Loan L20  3.65% p.a. 3.69% p.a.
Complete Package Variable Home Loan L21 (Maximum LVR 95%)    
$50,000-$249,999 2.90% p.a. 3.33% p.a.
$250,000-$499,999 2.80% p.a. 3.23% p.a.
$500,000-$749,999 2.70% p.a. 3.13% p.a.
$750,000+ 2.60% p.a. 3.04% p.a.
Complete Package Fixed Rate Home Loan L45 (Maximum LVR 95%)    
1 year 2.19% p.a. 3.26% p.a.
2 year 2.19% p.a. 3.21% p.a.
3 year 2.19% p.a. 3.15% p.a.
5 year 2.59% p.a. 3.21% p.a.
Investment Loans - Effective 17 June 2020
  Interest Rate Comparison Rate
Principal and Interest    
Straightforward Investment Loan L17 (maximum LVR 80%)    
$150,000-$499,999 2.84% p.a. 2.88% p.a.
$500,000+ 2.74% p.a. 2.78% p.a.
Standard Variable Investment Loan L15 4.09% p.a. 4.13% p.a.
Complete Package Variable Investment Loan L16 (maximum LVR 90%)    
$100,000-$249,999 3.34% p.a. 3.76% p.a.
$250,000-$499,999 3.24% p.a. 3.66% p.a.
$500,000-$749,999 3.14% p.a. 3.56% p.a.
$750,000+ 3.04% p.a. 3.46% p.a.
Complete Package Fixed Rate Investment Loan L46 (maximum LVR 90%)    
1 year 2.39% p.a. 3.67% p.a.
2 year 2.39% p.a. 3.59% p.a.
3 year 2.39% p.a. 3.52% p.a.
5 year 2.89% p.a. 3.58% p.a.

 

Interest only (maximum LVR 75%) is available on request with a premium of 0.20% added to the applicable rate noted above

Effective 17 June 2020
  Interest Rate Comparison Rate
Fixed New Car Loan L23 ~ 4.89% p.a. 5.16% p.a.
Any Age Car Loan L12 10.69% p.a. 10.97% p.a.
Personal Loan Special Offer L10 ^ 8.97% p.a. 9.99% p.a.
Personal Loan L11 13.74% p.a. 14.79% p.a.
Flexi Personal Credit**** 12.29% p.a.  

~Conditions: available only for new lending to MOVE Bank and excludes internal refinance. 
**** When this account is in credit, interest is calculated and paid as per the SAVINGS rate for Everyday Saver S1, S22 or S33
^Loan excludes internal refinance and debt consolidation. Minimum loan amount $10,000. This is a limited time offer available from 17/06/2020 and can be withdrawn at anytime without notice

Effective 10 April 2019
  Purchase Rate Cash Advance Rate  
Low Rate Credit Card# S7   8.99% p.a. 12.99% More info

# Terms and conditions apply including minimum credit limit, please see the Key Fact Sheet on our website for further details. All credit card applications are subject to credit assessment and approval. Fees and charges apply. 

Savings Accounts - From 1 July 2020
   Interest Rate
 Everyday Saver S1   0.01% p.a.
 Everyday Saver S22 & 33   0.01% p.a.

*Interest calculated on daily balance and paid monthly.


  Variable Rate Base Rate
Bonus Saver S10^* 1.60% p.a. 0.40%
Express Saver S50^* 1.10% p.a.  
First Home Saver Account S60^* 1.10% p.a.  
Christmas Saver Account S8+ 0.25% p.a.  

*Bonus rate applied on balances up to $250,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise, base rate applies.

^Online Savings Accounts. Paper statements are not available for these accounts

*Interest calculated on daily balance and paid monthly. 

+Interest calculated on the minimum monthly balance and paid on 31 October.

~ No credit interest will be paid to the savings account when it is an offset facility even where the credit balance exceeds the debit balance of the nominated loan account. 

Deposits (Cheque and Internet Banking) over $2M are subject to acceptance criteria and negotiation.

Effective from 28 July 2020
Term Minimum $5,000 Interest Paid  
3 Months  1.00%  At Maturity More info
4 Months  1.00%  At Maturity More info
5 Months  1.00%  At Maturity More info
6 Months  1.00%  At Maturity More info
7 Months  1.00%   At Maturity More info
8 Months  1.00%  At Maturity More info
9 Months  1.00%  At Maturity More info
10 Months  1.00%  At Maturity More info
11 Months  1.00%  At Maturity More info
12 Months  1.15%  At Maturity More info
13 to 14 Months  1.15%  Annually* More info
15 to 24 Months  1.20%  Annually* More info
12 to 14 Months  1.05%  Monthly More info
15 to 24 Months  1.10%  Monthly More info

Interest paid annually and at maturity. *For terms longer than 12 months, interest is paid at 12 months and then maturity. Interest rates are subject to change. All rates quoted are per annum (p.a.)

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