Welcome to MOVE Bank, where would you like to start today?


Since 1968, we have been dedicated to providing our members with highly competitive financial products and exceptional service.


Today, our commitment to mutuality remains as strong as ever. MOVE Bank is 100% customer-owned, and is committed to putting the needs of members first in everything we do.


Popular Products

Watch your savings grow with bonus interest when you deposit $200 and make no withdrawals in a month.

  • High bonus interest rate
  • For balances up to $25,000
  • Minimum deposit of $200 per month and no withdrawals
  • 5.50%p.a. Interest rate

Everyday transaction account with no monthly account fee when you deposit at least $1,500 per month,

  • Visa Debit Card
  • Access 24/7 with internet banking and the MOVE Bank app
  • 0.00%p.a. Interest rate

To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account. A low rate variable loan designed to offer excellent features.

  • Borrow up to 95% (with LMI)
  • No ongoing monthly or annual fees
  • To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account.
  • Owner Occupied <80% LVR 5.94%p.a. Interest rate
  • 5.99%p.a.
    Comparison rate

A variable loan with 100% offset and no ongoing fees.

  • Borrow up to 95% (with LMI)
  • 100% offset account
  • No ongoing monthly or annual fees
  • Owner Occupied <80% LVR 6.14%p.a. Interest rate
  • 6.19%p.a.
    Comparison rate

Get on the road sooner with our award-winning New Car Loan

  • No penalties for extra repayments
  • Available for vehicles up to 3 years old
  • Bundle option with car insurance
  • 6.99%p.a. Interest rate
  • 7.26%p.a.
    Comparison rate

Going green has never looked better with our Green Fixed Rate Car Loan

  • No penalties for extra repayments
  • Available for models up to 3 years old
  • Bundle option with car insurance
  • 6.49%p.a. Interest rate
  • 6.76%p.a.
    Comparison rate


More great reasons to make the MOVE

Latest News

New Products & Conditions of use updated 19 Feb 2024

Today we have launched new home lending products and a new transaction account. Our new home loan products coverEveryday Home LoanOffset Home Loan Everyday Transaction AccountTo coincide with this

Published Date: February 19, 2024

Term Deposit Interest Rate Changes 19-02-2024

At MOVE Bank, we pride ourselves on providing exceptional value to our members and we aim to remain competitive with our interest rates across our deposit products.

Published Date: February 19, 2024

Read more about the Finder awards program, including the full methodology. 


Not sure where to start?

Get in touch with us and we can assist you.


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Call us

1300 362 216

Important Information

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Available only for new lending to MOVE Bank, excludes internal refinance. Loans Rates current are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.

Footnotes:

  • 1 Bonus interest rate applied on balances up to $25,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise the base interest rate will apply.
  • 2 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
  • 3 Available only for new lending to MOVE Bank and excludes internal refinance
  • 4 The comparison rate is based on a secured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
  • 5 Loan must be secured by a vehicle which complies with MOVE Bank’s Green Vehicle Criteria available at movebank.com.au/gogreen. Loan is not available for internal refinance.
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