What is a digital wallet?

A digital wallet is the ability to make secure contactless purchases in stores, and on participating apps and websites using your MOVE Bank Visa debit and/or credit cards via your smartphone or smartwatch device. There are many mobile payment services available in the market, however the two most common are Apple Pay* and Google Pay#. MOVE Bank currently supports the use of both services.

What are the benefits of using a digital wallet?

Using or having a digital wallet provides you with several benefits, including:

  1. Security: Apple Pay and Google Pay require biometric (e.g. Face ID or Touch ID) or passcode authentication to make purchases, therefore it is more secure than physical debit or credit cards that can be taken and used to ‘tap and pay’ for authorised purchases under $200 without the need for a PIN code. Payments via Apple Pay or Google Pay are also secure and private as your card details are not stored on your device or handed over at the point of sale.

  2. Fast, simple payment: You don’t have to take time looking for cards or entering in card details to make a purchase. Once you have your digital wallet set up, you can make a purchase with the touch of a button.

  3. Convenience: If you accidently leave your debit or credit card in the car or at home, you can continue to make purchases on the go. You may also just want to travel lighter and not carry a full wallet. Having a digital wallet gives you this flexibility, whatever your needs may be.

How can I set up my digital wallet?

To use either Apple Pay or Google Pay, you first must have a compatible device. You can find more information on device compatibility as well as steps to add your card/s to your digital wallet on the following pages of our website.

Apple Pay

Google Pay

Before you can start using your digital wallet, you will need you to give us call us on 1300 362 216 to complete a verification check.

* Apple Pay works with iPhone SE and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see: https://support.apple.com/en-au/HT208531. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.. For the full terms and conditions, please click here.

#Google Pay is a trademark of Google LLC. For the full terms and conditions, please click here

This blog post is for general information purposes only and is not intended as financial or professional advice. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product or other professional advice. You should seek your own independent financial, legal and taxation advice before making any decision about any action in relation to the material in this article.