It is once again a pleasure to be introducing the latest edition of MOVE Life. 2023 was a year of challenges and triumphs, as the global landscape continued to evolve, presenting us with new challenges and opportunities. As we step into 2024, I wanted to take a moment to express my gratitude for your continued support, which remains the cornerstone of MOVE Bank's success.

First and foremost, I want to assure you that MOVE Bank is committed to maintaining the highest standards of service, integrity, and innovation. Our unwavering dedication to your financial wellbeing remains at the forefront of every decision we make. As a mutual bank, your interests are our top priority, and we take pride in the fact that every member is a stakeholder in our collective success.

Ever-evolving geopolitical tensions will also shape what goes on here in Australia. 2024 is a big year for democracy and is set to be the biggest election
year in history, with 70 countries representing about half the world population going to the polls. Some of these contests will be more widely watched than others, but even some of the outcomes in smaller countries will potentially shape the way the world looks, and how our local economy might perform.

2024 will witness a continued focus on technological advancements that enhance your banking experience. We are investing in digital platforms and
tools to provide you with seamless and convenient banking solutions. Whether you prefer online banking, mobile apps, or personalised in-branch services, we are dedicated to meeting your evolving needs with the latest technology. At the heart of MOVE Bank lies a strong sense of community. Your support has empowered us to give back to our shared community and together, we will continue to make a positive impact. To illustrate this, we have recently launched new products that you can read about on pages 4 and 5.

I encourage you to take full advantage of the resources available to you as MOVE Bank members. Whether planning for a major life event, exploring
investment opportunities, or stepping onto the property ladder, MOVE Bank is here for you every step of the way. At MOVE Bank, we remain undistracted and steadfast in working to live our purpose of connecting with our community to enrich and support our members’ financial wellbeing. Whether by delivering value-for money products or providing exceptional service, our number one goal is to help improve our members' financial wellbeing.

Thank you again for your ongoing support of MOVE Bank.

Mike Currie
Chief Executive Officer