Convenient, secure banking when and where you need it
With a competitive rate for purchases, easy online application and up to 45 days interest free, our Low Rate Credit Card keeps things simple.
To celebrate the launch of our Low Rate Credit Card, we’re waiving the annual fee for the first year!
|Retail purchase rate :||8.99% pa|
|Cash advance rate :||12.99% pa|
|Balance transfer interest rate :||0% pa for 6 months|
|Annual fee :||$59 (waived for the first year!)|
|Minimum credit limit :||$1,000|
|Maximum credit limit :||$25,000|
|Paper statement fee :||$3|
|Minimum repayments :||3% of outstanding balance or $20 whichever is greater|
|Over limit fee :||$10|
|Late payment fee :||$15|
|Interest free period :||Up to 45 days|
|Visa cash advance fee :||$5|