Convenient, secure banking when and where you need it
If you've been financially impacted by COVID-19, we have a relief package available. Click here to learn more.
With a competitive rate for purchases, easy online application and up to 45 days interest free, our Low Rate Credit Card keeps things simple.
|Retail purchase rate :||8.99% pa|
|Cash advance rate :||12.99% pa|
|Balance transfer interest rate :||0% pa for 6 months|
|Annual fee :||$59 (waived for the first year!)|
|Minimum credit limit :||$1,000|
|Maximum credit limit :||$25,000|
|Paper statement fee :||$3|
|Minimum repayments :||3% of outstanding balance or $20 whichever is greater|
|Over limit fee :||$10|
|Late payment fee :||$15|
|Interest free period :||Up to 45 days|
|Visa cash advance fee :||$5|