Our Low Rate Credit Card has arrived.

With a competitive rate for purchases, easy online application and up to 45 days interest free, our Low Rate Credit Card keeps things simple.

To celebrate the launch of our Low Rate Credit Card, we’re waiving the annual fee for the first year!


8.99 % p.a. Interest rate

Product Features:

Credit Card
Retail purchase rate : 8.99% pa
Cash advance rate : 12.99% pa
Balance transfer interest rate : 0% pa for 6 months
Annual fee : $59 (waived for the first year!)
Minimum credit limit : $1,000
Maximum credit limit : $25,000
Paper statement fee : $3
Minimum repayments : 3% of outstanding balance or $20 whichever is greater
Over limit fee : $10
Late payment fee : $15
Interest free period : Up to 45 days
Visa cash advance fee : $5

Why choose us?

Important Information:

Terms and conditions apply. All credit card applications are subject to credit assessment and approval. The variable retail purchase rate is current as at 9/4/2019 and is subject to change. All rates are quoted per annum. Other fees and charges apply.