We exist for the benefit of our members. You come first in everything we do.
Terms and conditions apply. All credit card applications are subject to credit assessment and approval. The variable retail purchase rate is subject to change. All rates are quoted per annum. Other fees and charges apply.
1 Different rates apply depending on the transaction type, including cash advances. See Key Features for details.
2 Balance transfer available to refinance debt from other lenders up to 80% of the approved limit. The 0% p.a. interest rate applies to balances transferred at point of application for a period of 6 months, commencing once the balance transfer has been processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for purchases.
3 The number of interest free days depends on when you make your purchase and when your statement is issued. There are no interest free days for cash advances or balance transfers