MOVE Bank is offering a 0.10% p.a. interest rate discount on eligible home loans – helping you get on track to homeownership sooner.
Take an additional 0.10% off this rate and all our advertised home loan rates.
To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account.
$50 kick-start bonus*
Open an Everyday Transaction account online and receive a $50 kick-start bonus
Mention Code: QRI24 and quote your QRI Membership Number
Up to $600 discount off your loan*
Take out a home loan, car loan or personal loan and we'll waive the establishment fee
Mention Code: QRI24 and quote your QRI Membership Number
No Annual Fee on our Low Rate Credit Card*
Apply for a low rate credit card with MOVE Bank and pay no annual fee for the life of the card
Mention Code: QRI24 and quote your QRI Membership Number
To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account.
- Borrow up to 95% (with LMI)
- No ongoing monthly or annual fees
- Redraw available
- Owner Occupied <80% LVR 5.69%p.a. Interest rate
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5.74%p.a.Comparison rate
MOVE Bank offers highly competitive interest rates on term deposits. Interest is paid at maturity, yearly or monthly if term is more than 12 months.
- Terms from 3 to 24 months
- Start with as little as $5,000
- 4 months at maturity 4.80%p.a. Interest rate
Going green has never looked better with our Green Fixed Rate Car Loan
- No penalties for extra repayments
- Available for models up to 3 years old
- Bundle option with car insurance
- 6.15%p.a. Interest rate
-
6.42%p.a.Comparison rate
With a competitive rate, easy online application and up to 45 days interest free, our Low Rate Credit Card keeps things simple. As an added bonus, we waive the annual fee for the first year!
- Get up to 45 days interest free on purchases
- 0% p.a. for 6 months on balance transfers
- Instantly put a temporary lock on your card using the App or Internet Banking
- 8.99%p.a. Interest rate
Why choose us?
Competitive Rates
We pride ourselves on offering highly competitive rates to ensure you get a great deal
Award-winning Products
Our products are consistently recognised by Australia's most respected industry publications and comparison sites for offering exceptional value
Dedicated team
Our team is made up of experienced industry professionals who are ready to help you
Get started with us today
Things you should know
*Terms & Conditions: The $50 kick-start bonus is available for New Members only and will be paid into your nominated MOVE Bank account once a MOVE Bank consultant has verified the offer code. Members who join online will be contacted by a MOVE Bank consultant after joining, at which point they will verify the offer code. Limited to one kick-start bonus, per membership and one credit card annual fee waiver per membership. Establishment fee waiver on home loans, car loans and personal loans is available for all new lending and excludes internal refinance. Offer is open to current QRI Members. Offer accurate at time of writing (01/07/2024) and can be amended or withdrawn at any time without notice.
+Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. The 0.10% discount on advertised home loan rates, is applicable to applications from QRI members, submitted between 01/02/2025 – 30/04/2025 and settled by 31/05/2025. Credit eligibility, terms and conditions and other fees and charges apply. Available only for new lending to MOVE Bank of at least $150,000, excludes internal refinance. Limit of one fee waiver and one rate discount per application. All rates quoted are per annum. Establishment fee waiver on home loans, car loans and personal loans is available for all new lending and excludes internal refinance. Suitability and assessment criteria, fees, charges, terms and conditions apply.
Footnotes:
- 1 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
- 2 Term Deposit rates available on balances over $5,000 with terms from 3 to 24 months.
- 3 Loan must be secured by a vehicle which complies with MOVE Bank’s Green Vehicle Criteria available at movebank.com.au/gogreen. Loan is not available for internal refinance.
- 4 The comparison rate is based on a secured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
- 5 Different rates apply depending on the transaction type, including cash advances. See Key Features for details. Terms and conditions apply. All credit card applications are subject to credit assessment and approval. All rates are quoted per annum. Other fees and charges apply.
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Railways Credit Union Limited trading as MOVE Bank | ABN 91 087 651 090 | AFSL/Australian credit licence 234 536 | BSB 724 100 | Swift code WPACAU2S