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With a competitive rate, easy online application and up to 45 days interest free, our Low Rate Credit Card keeps things simple.
As an added bonus, we waive the annual fee for the first year!
Get up to 45 days interest free on purchases
0% p.a. for 6 months on balance transfers
Instantly put a temporary lock on your card using the App or Internet Banking
We pride ourselves on offering highly competitive rates to ensure you get a great deal
Award-winning Products
Our products are consistently recognised by Australia's most respected industry publications and comparison sites for offering exceptional value
Dedicated team
Our team is made up of experienced industry professionals who are ready to help you
Get started with us today
Things you should know
*Terms & Conditions: The $50 kick-start bonus is available for New Members only and will be paid into your nominated MOVE Bank account once a MOVE Bank consultant has verified the offer code. Members who join online will be contacted by a MOVE Bank consultant after joining, at which point they will verify the offer code. Limited to one kick-start bonus, per membership and one credit card annual fee waiver per membership. Establishment fee waiver on home loans, car loans and personal loans is available for all new lending and excludes internal refinance. Offer is open to current QR Employees. Offer accurate at time of writing (01/07/2024) and can be amended or withdrawn at any time without notice.
Footnotes:
1 Comparison rate is based on a secured loan of $150,000 for a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
2 Loan must be secured by a vehicle which complies with MOVE Bank’s Green Vehicle Criteria available at movebank.com.au/gogreen. Loan is not available for internal refinance.
3 The comparison rate is based on a secured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
4 Different rates apply depending on the transaction type, including cash advances. See Key Features for details. Terms and conditions apply. All credit card applications are subject to credit assessment and approval. All rates are quoted per annum. Other fees and charges apply.