Insurance is one of those things you don’t think about until you really need it. And when you do, you want it to be simple, reliable, and there when it matters. That’s why MOVE Bank, in partnership with CGU Insurance, has refreshed its range of insurance products - making it easier than ever to help protect your home, belongings, car, and investment property. With the launch of the new CGU Insurance Portal, managing your policies is now more straightforward, giving you the control to update details and lodge claims whenever you need to.
Home Insurance: Choose the Right Level of Cover
Your home is likely your biggest investment, and MOVE Bank offers three tailored levels of protection so you can choose what suits your lifestyle best.
Home Building Insurance covers the structure of your home in case of damage or destruction due to events like storms, floods, fire, and vandalism#. It also includes temporary accommodation costs if your home becomes unliveable after a covered event+ and offers liability cover in case someone is injured on your property+.
Home Contents Insurance steps in to protect the things inside your home - furniture, electronics, appliances, and valuables - against theft, fire, and extreme weather#. There’s even an option to cover portable items like laptops and jewellery when you’re out and about.
For those who want protection for both, Home Building & Contents Insurance combines both policies into one, helping to protect your home and everything in it.
Landlord Insurance: Security for Your Investment
If you own a rental property, Landlord Insurance can help provide peace of mind against unexpected costs. This policy includes cover for tenant-related damage, as well as loss of rent up to 12 months when the property is unliveable due to an insured event*. It also includes protection against fire, storms, and break-ins, helping to protect your investment even when things don’t go to plan#.
Car Insurance: Comprehensive or Just the Essentials
Whether you’re after top coverage or just want to cover the basics, MOVE Bank offers multiple car insurance options. Comprehensive Car Insurance helps provide cover for damage to your own vehicle as well as other people’s property#, plus extras like emergency repairs, roadside assistance, and hire car cover after theft.
If you’re looking for a more budget-friendly option, Third Party Property Damage Insurance helps cover damage you cause to someone else’s car or property#. For extra peace of mind, Third Party Fire & Theft Insurance adds protection against fire damage and theft of your vehicle#.
Managing Your Insurance Has Never Been Easier
With the new CGU Insurance Portal, managing your policies is now a seamless process. You can update your details, make a claim, and track its progress - all from one place, at a time that suits you. No more waiting on hold or digging through paperwork.
Find the Right Cover for You
Insurance isn’t one-size-fits-all, and MOVE Bank’s updated options make it easier to find the right level of protection. Whether you're insuring your home, car, or investment property, you can get a quote online or speak to a MOVE Bank specialist to discuss your options. Because when life throws the unexpected your way, the last thing you want is to be left scrambling.
# Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement. + If you’re renting the home, CGU pays the reasonable extra rent costs for temporary accommodation. If you own and live in your home, CGU covers the reasonable costs of temporary accommodation. As long as you were living in the damaged home permanently before the incident, CGU pays for accommodation for up to a year for the Home Buildings Standard policy (or up to two years if you have a Home Buildings Plus policy), or when your home is repaired or replaced (whichever is first). CGU pays your temporary accommodation costs up to 10% of your sum insured for Home Buildings Standard policies, and up to 20% for Home Buildings Plus. CGU needs to be satisfied your home is unlivable and need to agree to the cost before you make arrangements. Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090, AFSL 227681 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs ('your personal circumstances'). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations for reference. Available at https://www.cgu.com.au/partner/policy-booklets.
