So, you’ve decided it’s time to upgrade your car... what’s your next move? Purchasing a reliable second-hand car which won’t break the bank can be tricky, which is why we’ve compiled this checklist to simplify your purchase and avoid being ripped-off. Set your budget It’s critical to set a budget for how much you can afford to spend. Remembe...

If you’ve had your home loan for more than 3 years, new research suggests that you could be paying too much. Today’s mortgage market is very competitive, so it makes good financial sense to review your home loan from time to time to see if you could be saving money and if your loan offers the flexibility you need [i]. Not long ago we showed you how...

If you’re already following a tight household budget saving $1000 might sound like a massive task, but it could be easier than you think. We’ve gathered five practical savings hacks which will help you save $1000 this year. Cut your Coffee If you’re buying your coffee every morning, you’re spending around $4.50 a day. That’s $22.50 a week, and $108...

Despite our reputation for generally good weather in Australia, we’re becoming more vulnerable to increasingly intense storms. These are especially so in our long spring and summer months when we’re often on holidays (or dreaming of them) and thinking more about the beach variety of water than it coming from the sky. Severe storms can occur anywher...

If you’ve ever been through the process of choosing a home loan you’ll know that there are literally hundreds of different products to choose from. But before you delve into the sometimes confusing array of loans on offer, there’s one even more important decision you need to make first – what TYPE of loan are you looking for? The majority of home l...