Whether you’re planning on buying a home or getting a new car, it’s likely that you’ll need to borrow money at some point in your life. So, to ensure you’re putting your best foot forward come application time, here are the top things you need to know about your credit report.   What is a credit report? Your credit report is a record of all your...

Buying a home is probably one of the biggest investments you’ll ever make in your life and a debt that most want to pay off as quickly as possible. So, to help you achieve the mortgage-free dream, we’ve put together these four easy tips: Review your spendings Tracking your money on a regular basis is a great way to get an accurate picture of wh...

Do you struggle to find the inspiration to create and stick to a budget? Don’t worry, most of us do. That’s why we’ve compiled some of the best tips for you to be able to identify 'money leaks' and keep your spending on track. Getting started: Building my budget To begin your budget, you have to know exactly how much money you have coming in, ve...

Booking flights can be stressful and expensive, especially if you have left booking your holiday until the last minute. Ticket prices soar the later you book, not to mention the extra fees airlines like to tack on after you’ve sought out the best deal. So if you’re keen to get away this summer but you still haven’t booked your tickets, we’ve gath...

With ‘buy now, pay later’ schemes and interest-free deals becoming increasingly popular with Australian shoppers and big-name retailers, there has never been more temptation at the checkout. While these payment options are giving every day Aussies the chance to buy the items that they want and pay them off over time, some of the deal...

If your property is no longer ticking all the boxes, we’ve collected a few of the major pros and cons you should consider before you decide if you should stay or go. Renovating your home Deciding to renovate can be an exciting challenge! You get to tailor make the changes that you want and design everything to suit your style and budget. Plus, if...

So, you’ve decided it’s time to upgrade your car... what’s your next move? Purchasing a reliable second-hand car which won’t break the bank can be tricky, which is why we’ve compiled this checklist to simplify your purchase and avoid being ripped-off. Set your budget It’s critical to set a budget for how much you can afford to spen...

If you’ve had your home loan for more than 3 years, new research suggests that you could be paying too much. Today’s mortgage market is very competitive, so it makes good financial sense to review your home loan from time to time to see if you could be saving money and if your loan offers the flexibility you need [i]. Not long ago we showed you h...

As our society becomes increasingly cashless, it is important for our kids to understand the concept of money in its different forms. By giving our kids a strong understanding of money, we can build good habits around budgeting, spending and saving money that can set them up for life. Here are a few ways you can approach this with your kids… At ...