Balance Transfers Explained

If you’re looking to reduce your credit card debt, a balance transfer may be worth looking in to. A balance transfer lets you move the balance owing on your existing credit card to another with a lower or 0% interest rate. Balance transfers work if you’re paying a higher rate on your current credit card and want to save money on interest, freeing u...

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Free to Settlement: Explained

Buying a home should be one of the most exciting times in your life but it’s often one of the most stressful. Amidst applying for a home loan, searching for your dream home, negotiating with real estate agents and organising all sorts of inspections, the last thing on your mind is protecting your new home with insurance. That’s why we offer our ho...

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Why it pays to refinance

If you’ve had your home loan for more than 3 years, new research suggests that you could be paying too much. In the wake of the Reserve Bank of Australia’s recent decision to reduce the cash rate to 1.25% the mortgage market has never been more competitive,so it makes good financial sense to review your home loan regularly to make sure you’re not p...

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Ways to reduce your fees or avoid them

Last year when we introduced changes to our transaction fee structure we had one goal: to reduce the number of members paying fees on our transaction accounts to zero. Since implementing these changes we’ve made some fantastic progress towards achieving this goal, successfully reducing the number of members paying fees by 40% compared to this time ...

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Your credit report: everything you need to know!

Whether you’re planning on buying a home, organising an overseas holiday or getting a new car, it’s likely that you’ll need to borrow money at some point in your life. So, to ensure you’re putting your best foot forward come application time, here are the top things you need to know about your credit report.   What is a credit report? Your credit r...

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Travel Hacks: How to fly for less

Booking flights can be stressful and expensive, especially if you have left booking your holiday until the last minute. Ticket prices soar the later you book, not to mention the extra fees airlines like to tack on after you’ve sought out the best deal. So if you’re keen to get away this summer but you still haven’t booked your tickets, we’ve gather...

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Four tips to help you achieve the mortgage-free dream!

Buying a home is probably one of the biggest investments you’ll ever make in your life and a debt that most want to pay off as quickly as possible. So, to help you achieve the mortgage-free dream, we’ve put together these four easy tips: Review your spendings Tracking your money on a regular basis is a great way to get an accurate picture of where...

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Essential safety checks to make before your next road trip

Heading on a road trip these school holidays? Protect your family and reduce the risk of breakdowns by performing these essential checks yourself. Tyres Make sure your tyres are keeping you safe by checking air pressure, tread and even wear. At most service stations around Australia, you’ll find air pumps which will show you how to check your tyre ...

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Three ways to save more money (without even trying)

We all know that saving money is the first step to getting ahead financially. Whether you’re saving for a specific goal or just making sure you have enough “rainy day” money to cover unexpected expenses, your savings are one of your most important assets. But the fact is if you’ve just got savings sitting in an everyday account you’re almost defini...

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