Your credit report: everything you need to know!

Whether you’re planning on buying a home or getting a new car, it’s likely that you’ll need to borrow money at some point in your life. So, to ensure you’re putting your best foot forward come application time, here are the top things you need to know about your credit report.   What is a credit report? Your credit report is a record of all your...

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Three bush fire safety tips every Australian should know

Did you know that predicting the severity of a given bushfire season is challenging and many people fail to prepare for them? And when the threat becomes real, it can be too late and too emotional to make safe and critical decisions. No matter how small (remember embers can fly great distances to create new outbreaks), the best thing you can do is...

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Protect yourself from online scams

Fraudsters are becoming increasingly sophisticated, finding new ways to trick people into sharing their personal information. With new scams emerging every day and over $118 million lost to scams in Australia in 2019*, it is important to take steps to protect your personal information and accounts. Here we explain our top tips to avoid being scamm...

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Love and Money: how to manage your finances as a couple

According to the Australian Psychological Society, money worries are one of the biggest causes of relationship break-ups and stress, so it pays to go into love and money matters with your eyes open.   Inevitably you will find yourself sharing expenses during your relationship. With a bit of forward planning, you can make sure you and your partner ...

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Why it pays to refinance

If you’ve had your home loan for more than 3 years, new research suggests that you could be paying too much. Refinancing your home loan could be one of the easiest ways to save money, so it makes good financial sense to review your home loan regularly to make sure you’re not paying more interest than you should be. However, saving money on a lower...

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Covering the holidays: Reviewing your insurance this Summer

Festive celebrations with family and friends make summer one of the busiest and most enjoyable times of the year. But unfortunately, it also means an increase in storms, break-ins and road accidents. While we don’t like to think about it, what would you do if things go pear-shaped? And more importantly, do you have the right cover in place to prot...

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Beware: The pitfalls of payday loans

Payday lenders target those who need fast cash by providing high-cost short-term cash loans. If you’ve ever seen an ad for “speedy cash” or “money in minutes” you’re dealing with a payday loan. Despite their sky-high rates and bad press, payday loans are still as popular as ever. In fact, new research from Digital Finance Analytics h...

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Back to School: How to keep the costs down

It’s that time of the year when those of us with school-aged kids need to start getting organised for the start of the new school year. But with new books, uniforms and other items like lunch boxes and drink bottles to buy the costs can really pile up! Books & Stationery Audit last year’s supplies Before you spend a cent it’s always a good ...

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Ways to reduce your fees or avoid them

Last year when we introduced changes to our transaction fee structure we had one goal: to reduce the number of members paying fees on our transaction accounts to zero. Since implementing these changes we’ve made some fantastic progress towards achieving this goal, successfully reducing the number of members paying fees by 40% compared to this time...

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