MOVE Bank Home Loans

Our home loans are designed to offer excellent features with no ongoing fees.

Everyday Variable Home Loan

To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account.

Borrow up to 95% (with LMI)
No ongoing monthly or annual fees
Redraw available

Owner Occupied <80% LVR 5.99%p.a. Interest rate
6.04%p.a.
Comparison rate

Everyday Fixed Home Loan

To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account. A fixed rate loan designed to offer excellent features.

1, 2, 3 & 5 year fixed options
Borrow up to 95% (with LMI)
To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account.

Owner Occupied 1 Year Fixed 5.99%p.a. Interest rate
6.04%p.a.
Comparison rate

Speak to a Lender Learn More

Offset Variable Home Loan

A variable loan with 100% offset and no ongoing fees.

Borrow up to 95% (with LMI)
100% offset account
No ongoing monthly or annual fees

Owner Occupied <80% LVR 6.19%p.a. Interest rate
6.24%p.a.
Comparison rate

Talk to a Lender Learn More

Offset Fixed Home Loan

A fixed rate loan with a 100% offset account.

1, 2, 3 & 5 year fixed options
100% Offset account

Owner Occupied 1 Year Fixed 6.19%p.a. Interest rate
6.24%p.a.
Comparison rate

Speak to a Lender Learn More

Our Lending Specialists

(L-R) Sascha, Brooke and Mariah

Ready to make the move?

We look forward to helping you through each step of your loan journey

Speak with our friendly lending specialists

Calculate your borrowing power

Submit your application online
(takes 10-15mins)

Why choose us?

Bank anywhere, anytime

Convenient, secure banking when and where you need it
Award winning products

Designed with the features you need to help you reach your goals sooner
Low rates and fees

Profits are returned to you through lower rates and fees
Customer owned

We exist for the benefit of our members. You come first in everything we do.

Things Your Should Know

Important Information

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Available only for new lending to MOVE Bank, excludes internal refinance. Loans Rates current are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.

Footnotes:

¹ Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
² Reverts to Owner Occupied or Investment Everyday Home Loan Variable <80% Rate. Minimum loan amount $100,000.
³ Reverts to Owner Occupied or Investment Offset Home Loan Variable <80% Rate. Minimum loan amount $100,000.

All Home Loans