Complete the online application form and send us: 1. Last 30 days of bank statements 2. Your two most recent payslips
2. Conditional approval
Your loan is approved subject to some conditions. Meeting these conditions typically means you’ll need to provide some additional documents to support your application. Your Lending Specialist will be in touch to let you know what is required.
3. Full approval
Congratulations – your loan has been fully approved! We will start getting your contract ready and your Lending Specialist will contact you to discuss how you'd like to make your loan repayments.
4. Contracts sent
You'll receive an email with your contract attached. Once you've read it and are happy to proceed, you'll need to call us to accept the contract.
5. Pick up your new car!
We will call you to let you know the funds have been released to the dealer and you can drive away in your new wheels!
Buying an electric or hybrid vehicle? Take a look at our Green Car Loan!
Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Loan rates are subject to change. . All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply. Available only for new lending to MOVE Bank and excludes internal refinance.
For more information about the CANSTAR 5-star methodology please click here
^ Loan is not available for private sales.
+ For more information about fee-free banking please visit ourFees & Chargespage. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however individual ATM providers may charge fees for using their service.
1 Available only for new lending to MOVE Bank and excludes internal refinance
2 The comparison rate is based on a secured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.