Get on the road sooner with our award-winning New Car Loan.

With a great low fixed rate and no ongoing fees, you’ll have the flexibility to redraw and make penalty-free extra repayments.


4.59 % p.a. Interest rate 4.86 % p.a. Comparison rate

New Car Loan Benefits

Tick insurance off your to-do list and get rewarded!*

Get a $100 Prezzee e-gift card with any new qualifying comprehensive car, home or landlord insurance policy taken out before 30 November 2021!*


How much would my repayments be?

Special Offers

Product Features:

Car Loans
Minimum Loan Amount : $10,000
Maximum Loan Amount : $150,000
Maximum Loan Term : 7
Establishment Fee : $195
Additional Repayments Accepted : Yes
Redraw Facility : Yes
Redraw Fee - Online : $0

Buying an electric or hybrid vehicle? Take a look at our Green Car Loan!

We're ready to help you

Important Information

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Loan rates are subject to change. . All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply. Available only for new lending to MOVE Bank and excludes internal refinance.

For more information about the CANSTAR 5-star methodology please click here

^ Loan is not available for private sales.

+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however individual ATM providers may charge fees for using their service.

*To be eligible for this offer you must be an existing MOVE Bank member aged 18 years or over and take out a new qualifying comprehensive car, home or landlords insurance policy between 01 October and 30 November 2021 (Offer Period), online, in-branch or over the phone, and pay upfront or via direct debit (Eligible Customer).A qualifying insurance policy is a new Buildings & Contents Insurance Policy, a Building Only Insurance Policy, a Contents Only Insurance policy, a Comprehensive Car Insurance policy or a Landlords Insurance Policy (Qualifying Insurance Policy). Offer: Eligible Customers will be emailed a digital $100 Prezzee e-gift card within 90 days of taking out their Qualifying Insurance Policy. Eligible Customers must maintain their Qualifying Insurance Policy for a minimum of one month from the day the policy commences to receive the e-gift card. Must use promotional code BONUSGIFT to claim offer online, in-branch or over the phone. Offer excludes renewing policies. One e-gift card per Qualifying Insurance Policy MOVE Bank reserves the right to amend or withdraw this offer at any time without notice. Offer is subject to terms, conditions and underwriting criteria, please see full terms and conditions visit click here.