Starting your savings journey

724 100

MOVE Bank is an authorised deposit-taking institution (ADI) regulated by APRA so eligible deposits are protected under the Financial Claims Scheme up to $250,000 for each account holder. Please see our Government Guarantee page for further information.

Members aged 12 years and above are eligible to join MOVE Bank as members or customers depending on their eligibility. They can open savings accounts and transaction accounts, and have the option to have a Visa Debit card attached to their transaction account. This account is opened in the child’s name and operated by them.

Deposits (Cheque and Internet Banking) over $2M are subject to acceptance criteria and negotiation.

Interest is calculated on the daily balance and paid monthly

If you have One Time Passwords activated on your account, your external transfer limits are:

• Standard transfers - $5,000

• Osko transfers - $5,000

• BPay payments - $10,000

If you do NOT have One Time Passwords activated, your external transfer limits are:

• Standard transfers - $5,000

• Osko transfers - $0

• BPay payments - $10,000

You can check your account balance using:

1. Internet banking

2. MOVE Bank App

3. Phone banking – call 1300 362 216 and select option 1

Payments that have been transferred to an incorrect BSB and/or account number can be reported by phoning us on 1300 362 216 during business hours.

You can deposit a cheque at our branch, by posting it to us or at a Bank@Post outlet.

If you are depositing a cheque at our branch or by posting it to us, please allow 3 business days for the cheque to clear once received by MOVE Bank. If you are depositing a cheque using Bank@Post, please allow 7 business days for the cheque to clear.

When transferring money from overseas into your MOVE Bank account, you'll need to provide the following details:

Swift code: WPACAU2S

MOVE Bank's BSB: 724 100

Your MOVE Bank external account number

The name on your MOVE Bank account

We have developed policies and processes to assist members who are experiencing hardship. Acting quickly will help you get back on track faster, as well as assist in managing the stress that comes from hardship.

If you are having trouble meeting your financial commitments please contact our Credit Control Team as soon as possible on 1300 362 216.

For more information, visit our Financial Hardship page.

If you need our help to resolve an issue, please visit our Complaints page for information on the various ways you can raise this.

Forms and brochures are available here.

Our Product API enables developers to access our products via the following URL.

Please copy and paste the URL to your browser:

https://api.movebank.com.au/OpenBanking/cds-au/v1

MOVE Bank does not issue traded stock or other securities. MOVE Bank is a customer-owned bank, which means that our customers are also our shareholders and owners. For more information, visit our About Us page.

You can avoid transactions fees when you borrow, save, or invest with us. Learn more here.

Standard transfers are processed up to 3:45pm any business day for the funds to be available at the receiving bank before close of business the following business day. Clearance times can vary depending on the receiving bank.

Any funds transferred during weekends or Public Holidays will be processed on the next business day, to enable funds to be received the following day.

NPP transfers are processed in near real time and are available 24/7.

The internal reference number represents your member number and account type. This is used for internal transfers.

Your external reference number begins with 100- and is the account number that should be used when transferring from other financial institutions.

Alternatively, you may set up a PayID and use your contact details instead. For more information on PayID, click here.

Yes, MOVE Bank accepts international transfers. These transfers will incur a SWIFT processing fee. Refer to our Fees and Charges for more information.

To raise your daily account limit, give us a call on 1300 362 216 during business hours.

Depending on the amount being increased, we may require additional ID verification for security purposes.

You can bank with MOVE if you are an Australian citizen or permanent resident currently living in Australia. If you pay taxes internationally, will require your TIIN.

No, MOVE Bank is open to all Australian citizens and permanent residents currently living in Australia!