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8.99
%
p.a.
Interest rate
Low Rate Credit Card
Keep things simple with a competitive rate for purchases, easy online application and up to 45 days interest free.
Product Features:
Credit Card |
|
|---|---|
| Retail purchase rate : | 8.99% pa |
| Cash advance rate : | 12.99% pa |
| Balance transfer interest rate : | 0% pa for 6 months |
| Annual fee : | $59 (waived for the first year!) |
| Minimum credit limit : | $1,000 |
| Maximum credit limit : | $25,000 |
| Paper statement fee : | $3 |
| Minimum repayments : | 3% of outstanding balance or $20 whichever is greater |
| Over limit fee : | $10 |
| Late payment fee : | $15 |
| Interest free period : | Up to 45 days |
| Visa cash advance fee : | $5 |
Why choose us?
Important Information:
Terms and conditions apply. All credit card applications are subject to credit assessment and approval. The variable retail purchase rate is subject to change. All rates are quoted per annum. Other fees and charges apply.
Footnotes:
- 1 Different rates apply depending on the transaction type, including cash advances. See Key Features for details.
- 2 Balance transfer available to refinance debt from other lenders up to 80% of the approved limit. The 0% p.a. interest rate applies to balances transferred at point of application for a period of 6 months, commencing once the balance transfer has been processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for purchases.
- 3 The number of interest free days depends on when you make your purchase and when your statement is issued. There are no interest free days for cash advances or balance transfers
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Railways Credit Union Limited trading as MOVE Bank | ABN 91 087 651 090 | AFSL/Australian credit licence 234 536 | BSB 724 100 | Swift code WPACAU2S