Get behind the wheel sooner with a competitive fixed rate car loan from MOVE Bank

Looking for a low rate car loan to finance your next new car?
 
Our New Car Loan gives you the certainty of consistent repayments, no ongoing fees, and flexible features that put you in control.
 
Whether you're buying from a dealership or a private seller, MOVE Bank makes it easy to finance your dream car with confidence.
  

New car loan interest rate for any vehicle up to 3 years old

6.25 % p.a. Interest rate 6.52 % p.a. Comparison rate

Why Choose MOVE Bank for Your New Car Loan? 

Low Fixed Interest Rate

Enjoy one of Australia’s most competitive fixed rates on new car loans.

Extra Repayments and Redraw

Pay your loan off faster with free extra repayments and access redraw when you need it.

Flexible Loan Terms

Borrow from $10,000 to $150,000 and choose a loan term that suits your budget and lifestyle.

Fast Online Application

Apply quickly and easily online, with support from our local lending specialists.

No Monthly Fees

Keep your costs low with no transaction fees on your MOVE Bank savings and transaction accounts +

Free Car Buying Service Available

​Take the hassle out of finding your new car with our free, no-obligation service.​ Learn More.

More Than Just Cars

Your Loan, Your Way

MOVE Bank’s New Car Loan can also be used to finance:
  • Boats
  • Motorcycles
  • Caravans and camper trailers

Whether you’re planning road trips, outdoor adventures or weekend getaways, we’re here to help make it happen.

  • Use your loan to purchase a new or demo vehicle
  • Finance through a dealer, or private sale
  • Make additional repayments
You can also access our free car buying service to help you find the best deal on your vehicle.

   Try our car loan calculator

     Know how much you could be paying and figure out what repayments work for you.

How much would my repayments be?

Special Offers

Product Features:

Car Loans
Minimum Loan Amount : $10,000
Maximum Loan Amount : $150,000
Maximum Loan Term : 7
Establishment Fee : $195
Additional Repayments Accepted : Yes
Redraw Facility : Yes
Redraw Fee - Online : $0

 Ready to Apply?

  1. Submit your application online here
  2. Speak with our team to finalise your loan details 
  3. Insure your new vehicle
  4. Settle your loan and get moving 

Our lending specialists are ready to support you through every step. Speak to a lender today!

Our Consumer Lending Team

Scott

Max

Latest Car Loans News

Buying an electric or hybrid vehicle? Take a look at our Green Car Loan!

We're ready to help you

Important Information

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Loan rates are subject to change. . All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply. Available only for new lending to MOVE Bank and excludes internal refinance.

For more information about the CANSTAR 5-star methodology please click here

^ Loan is not available for private sales.

+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however individual ATM providers may charge fees for using their service.

Footnotes:

CONTACT US