Welcome to MOVE Bank, where would you like to start today?
Since 1968, we have been dedicated to providing our members with highly competitive financial products and exceptional service.
Today, our commitment to mutuality remains as strong as ever. MOVE Bank is 100% customer-owned, and is committed to putting the needs of members first in everything we do.
Watch your savings grow with bonus interest when you deposit $200 and make no withdrawals in a month.
- High bonus interest rate
- For balances up to $25,000
- Minimum deposit of $200 per month and no withdrawals
- 5.50%p.a. Interest rate
Everyday transaction account with no monthly account fee when you deposit at least $1,500 per month,
- Visa Debit Card
- Access 24/7 with internet banking and the MOVE Bank app
- 0.00%p.a. Interest rate
To be eligible for this rate, a credit of $1500 a month must be deposited into a MOVE Bank transaction account.
- Borrow up to 95% (with LMI)
- No ongoing monthly or annual fees
- Redraw available
- Owner Occupied <80% LVR 5.94%p.a. Interest rate
-
5.99%p.a.Comparison rate
A variable loan with 100% offset and no ongoing fees.
- Borrow up to 95% (with LMI)
- 100% offset account
- No ongoing monthly or annual fees
- Owner Occupied <80% LVR 6.14%p.a. Interest rate
-
6.19%p.a.Comparison rate
Get on the road sooner with our award-winning New Car Loan
- No penalties for extra repayments
- Available for vehicles up to 3 years old
- Bundle option with car insurance
- 6.45%p.a. Interest rate
-
6.72%p.a.Comparison rate
Going green has never looked better with our Green Fixed Rate Car Loan
- No penalties for extra repayments
- Available for models up to 3 years old
- Bundle option with car insurance
- 6.25%p.a. Interest rate
-
6.52%p.a.Comparison rate
More great reasons to make the MOVE
Latest News
Important Update: Decommissioning of Phone Banking Service
From 24 March 2025, Phone Banking will no longer be available, however you can continue to conveniently manage your accounts by using Internet Banking or the MOVE Bank App. Internet Banking allows members to manage their accounts 24/7, and provides additional features and added security.
Assistance for Flood Affected Members - Feb 2025
Our thoughts are with our members and residents in North Queensland who have been affected by the extreme weather. If you’ve been impacted by the floods, please follow emergency services' directions and avoid driving through floodwaters.
Read more about the Finder awards program, including the full methodology.
^Everyday Home Loan recognised in Mozo Experts Choice Awards 2025 - more information on the awards research methodology at Mozo
Not sure where to start?
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Important Information
Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Available only for new lending to MOVE Bank, excludes internal refinance. Loans Rates current are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.
Footnotes:
- 1 Bonus interest rate applied on balances up to $25,000 when the account holder makes a minimum deposit of $200 prior to 5pm AEST on the last day of the calendar month and no withdrawals. Otherwise the base interest rate will apply.
- 2 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
- 3 Available only for new lending to MOVE Bank and excludes internal refinance
- 4 The comparison rate is based on a secured loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
- 5 Loan must be secured by a vehicle which complies with MOVE Bank’s Green Vehicle Criteria available at movebank.com.au/gogreen. Loan is not available for internal refinance.
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Railways Credit Union Limited trading as MOVE Bank | ABN 91 087 651 090 | AFSL/Australian credit licence 234 536 | BSB 724 100 | Swift code WPACAU2S