Convenient, secure banking when and where you need it
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Discover MOVE Bank
Everyday banking that lets you say goodbye to transaction fees
With Visa Debit card, PayID capability and online access 24/7, it's an account that can keep up with your lifestyle.
Deposit a credit of $1500 per month into this account and pay no monthly fee.
Everyday transaction account with no monthly account fee when you deposit at least $1,500 per month,
- Visa Debit Card
- Access 24/7 with internet banking and the MOVE Bank app
- 0.00%p.a. Interest rate
Leave your wallet at home with Apple Pay or Google Pay
A digital wallet is an app available in most smart phones that allows you to store your card information. It's the perfect way to pay if you don’t have your wallet on hand or are looking for a faster way to pay.
Your card information can be protected by using face recognition or with a password for security. Within your digital wallet app your card information is kept secure and is not available to view.
Send and receive money faster with PayID
Create a PayID using your mobile phone number or email address and we'll securely link it to your chosen account.
No more long account details to remember - just share your PayID to send and receive money in near real time.
Low Rate Credit Card
Keep things simple with a competitive rate for purchases, easy online application and up to 45 days interest free. Why pay for flashy features, when all you want is a great low rate?
8.99 % p.a. Interest rate
The Express Saver Account is designed to help you save more so you can reach your financial goals faster.
- No monthly fees
- No fixed term and no minimum deposit
- Access your funds 24 hours a day, 7 days a week
- 2.75%p.a. Interest rate
The Christmas Saver Account from MOVE Bank lets you put a little bit away each fortnight to prepare you for the holiday season. On October 31st the money plus any interest you have earned, is released unto your nominated account.
- No account keeping fee
- Add to the account any time
- Funds can be accessed earlier if necessary
- 1.50%p.a. Interest rate
Maximise your savings with our bonus saver, when you deposit $200 and make no withdrawals in a month.
- High bonus interest rate
- For balances up to $250,000
- Minimum deposit of $200 per month and no withdrawals
- 5.00%p.a. Interest rate
The Online Saver Account is completely digital, making it easier than ever for you to manage and grow your savings.
- No monthly fees
- No fixed term and no minimum deposit
- Access your funds 24 hours a day, 7 days a week
- 4.40%p.a. Interest rate
Watch your savings grow with bonus interest when you deposit $200 and make no withdrawals in a month.
- High bonus interest rate
- For balances up to $25,000
- Minimum deposit of $200 per month and no withdrawals
- 5.50%p.a. Interest rate
Internet and Phone Banking
Internet banking lets you manage your money online 24/7, from your desktop, mobile or tablet device.
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Transfer funds to a MOVE Bank account or another financial institution
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Pay bills via BPAY®
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Create a PayID and make instant payments using Osko by BPAY
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View your online statements
For more information about internet banking please visit our Internet Banking FAQs
Phone banking is also available 24/7 by calling 1300 362 216 and selecting option 1.
Download the MOVE Bank App
The MOVE Bank App helps you stay on top of your finances – anywhere, anytime. Developed for iPhone and Android phones, it has never been easier to check your account balance, make payments or transfer money on the go.
For more information on how to download and use the MOVE Bank App, visit the FAQs page.
ATM withdrawals
Need to take out cash on the go?
MOVE’s Visa debit card offers access to all ATMs in Australia.
MOVE Bank does not charge eligible members for ATM transactions within Australia*, however individual ATM providers may charge fees for using their service.
For a list of Australian ATM fees and charges, please click here.
Bank with MOVE at Australia Post
Looking to deposit or withdraw money?
MOVE Bank has partnered with Australia Post's Bank@Post network to offer MOVE members access to deposit and withdrawal services at the 3,400+ (including more than 1,800 in rural and remote locations) Post Offices around Australia.
How much interest would I earn?
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Why choose us?
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Find out more about banking with us
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For more information about our accounts, view our Summary of Accounts and Facilities
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Information about the Financial Claims Scheme (also known as the Australian Government Deposit Guarantee) is available here
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View a Target Market Determination
*See Special Services Fees for overseas ATM withdrawal fee. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.® Registered to BPAY Pty Ltd ABN 69 079 137 518
Bank@Post and its device mark are trademarks (registered or otherwise) of the Australian Postal Corporation. All rights reserved
Apple Pay works with iPhone SE and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see: https://support.apple.com/en-au/HT208531
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. For the full terms and conditions, please click here.
Google Pay is a trademark of Google LLC. For the full terms and conditions, please click here.
Terms and conditions apply. All credit card applications are subject to credit assessment and approval. The variable retail purchase rate is subject to change. All rates are quoted per annum. Other fees and charges apply.
Footnotes:
- 1 Different rates apply depending on the transaction type, including cash advances. See Key Features for details.
- 2 Bonus interest rate applied on balances up to $250,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise the base interest rate will apply.
- 3 Bonus interest rate applied on balances up to $25,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise the base interest rate will apply.
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Railways Credit Union Limited trading as MOVE Bank | ABN 91 087 651 090 | AFSL/Australian credit licence 234 536 | BSB 724 100 | Swift code WPACAU2S