Interest Rates

Interest Rates

	Interest Rate	Comparison Rate
Principal and Interest
Straightforward Plus Home Loan L52 (Maximum LVR 95%)^{^}
$150,000-$499,999 (New Lending)
≤80% LVR	6.19% p.a.	6.24% p.a.
80.01% - 90% LVR	6.64% p.a.	6.69% p.a.
90.01% - 95% LVR	6.79% p.a.	6.84% p.a.
$500,000+ (New Lending)
<80% LVR	6.09% p.a.	6.14% p.a.
80.01% - 90% LVR	6.54% p.a.	6.59% p.a.
90.01% - 95% LVR	6.69% p.a.	6.74% p.a.
Standard Variable Home Loan L20^	7.75% p.a.	7.80% p.a.
Complete Package Variable Home Loan L21 (Maximum LVR 95%)^
$50,000-$249,999	7.00% p.a.	7.34% p.a.
$250,000-$499,999	6.90% p.a.	7.24% p.a.
$500,000-$749,999	6.80% p.a.	7.14% p.a.
$750,000+	6.70% p.a.	7.04% p.a.
Complete Package Fixed Rate Home Loan L45 (Maximum LVR 95%)^
1 year	6.24% p.a.	7.26% p.a.
2 year	6.24% p.a.	7.18% p.a.
3 year	5.99% p.a.	7.05% p.a.
5 year	6.64% p.a.	7.18% p.a.

Interest Only available for Owner-Occupier construction loans for a maximum of 12 months.

	Interest Rate	Comparison Rate
Principal and Interest
Straightforward Plus Investment Loan L18 (maximum LVR 90%)^*
$150,000-$499,999 (New Lending)
≤80% LVR	6.49% p.a.	6.54% p.a.
80.01% - 90% LVR	7.04% p.a.	7.09% p.a.
$500,000+ (New Lending)
≤80% LVR	6.39% p.a.	6.44% p.a.
80.01% - 90% LVR	6.94% p.a.	6.99% p.a.
Standard Variable Investment Loan L15^*	8.34% p.a.	8.40% p.a.
Complete Package Variable Investment Loan L16 (maximum LVR 90%)^*
$100,000-$249,999	7.59% p.a.	7.92% p.a.
$250,000-$499,999	7.49% p.a.	7.82% p.a.
$500,000-$749,999	7.39% p.a.	7.72% p.a.
$750,000+	7.29% p.a.	7.62% p.a.
Complete Package Fixed Rate Investment Loan L46 (maximum LVR 90%)^*
1 year	6.24% p.a.	7.77% p.a.
2 year	6.44% p.a.	7.68% p.a.
3 year	6.19% p.a.	7.51% p.a.
5 year	6.84% p.a.	7.58% p.a.

Interest Only available for Investment loans for a maximum of 5 years. A premium of 0.20% is added to the applicable rate noted above.

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^Not available for commercial purposes and interest only
* Not available for commercial purposes and construction

¹ Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
² Minimum loan amount $50,000 for owner-occupied loans and $100,000 for investment loans.
³ Reverts to Complete Package Variable Home or Investment Loan at the applicable tier, based on the loan funded amount. Minimum loan amount $50,000 for owner-occupied loans and $100,000 for investment loans.
⁴ Alternate interest rate and LVR conditions apply to Interest Only loans. LMI may be required for loans over 80% LVR. Details are available upon application.