Convenient, secure banking when and where you need it
If you've been impacted by COVID-19 we have a relief package available. Learn more.
Make the move to any of our low-rate home or investment loans
before 29 May 2020 and get $1K cashback**
|Minimum Loan Amount :||$50,000|
|Maximum Loan Amount :||$3,000,000|
|Maximum Loan to Valuation Ratio (LVR) :||80%|
|Maximum LVR with LMI :||90%|
|Maximum Loan Term :||30 years|
|Interest Type :||Variable|
|Repayment Type :||Principal and interest|
|Interest Only Available :||Yes|
|Repayment Frequency :||Monthly|
|Offset Account :||Yes|
|Redraw Facility :||Yes|
|Establishment Fee :||$0|
|Annual Package Fee :||$300|
|Redraw Fee :||$0|
|Discharge Fee :||$150|
Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Loan rates are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.
+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.
*Insurance discount is only available over the phone or in branch. Discount is calculated on the premium and excludes GST and other levies. Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general and does not take into account your personal circumstance. Consider the Product Disclosure Statement, available on the relevant insurance product page or by calling 1300 362 216, to see if the product is right for you.
**$1,000 cash back offer available for home or investment applications submitted & approved between 21/01/2020 – 29/05/2020. Settlement must take place before 30/06/2020. Exceptions up to 6 months for purchase settlements may apply. Minimum loan amount $500,000. Offer excludes internal refinance. Must open an Express Saver or Everyday Saver to receive $1,000 deposit. Offer can be amended or withdrawn at any time. Please refer to our full terms and conditions for more information.