Featured rate
Owner-occupied $500K+
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Home Loan Benefits
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Interest Rates
| Owner-occupied | Interest rate | Comparison rate |
| Straightforward Home Loan (Maximum LVR 80%) | ||
| $150,000-$499,999 | 2.54% p.a. | 2.58% p.a. |
| $500,000+ | 2.44% p.a. | 2.48% p.a. |
| Investment | Interest rate | Comparison rate |
| Straightforward Home Loan (Maximum LVR 80%) | ||
| $150,000-$499,999 | 2.69% p.a. | 2.73% p.a. |
| $500,000+ | 2.59% p.a. | 2.63% p.a. |
Interest only (maximum LVR 75%) is available on request with a premium of 0.20% added to the applicable rate noted above
| Switch your insurance + get a $100 e-gift card 4 |
Get a $100 e-gift card when you take out a new qualifying insurance policy before 31 December! 4
Product Features:
Home Loans |
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|---|---|
| Minimum Loan Amount : | 150000 |
| Maximum Loan Amount : | $3,000,000 |
| Maximum Loan to Valuation Ratio (LVR) : | 80% for P&I loans or 75% for IO loans |
| Maximum Loan Term : | 30 |
| Interest Type : | Variable |
| Repayment Type : | Principal and Interest. Interest Only available for investment loans |
| Interest Only Available : | Yes, Interest Only available for investment loans only |
| Repayment Frequency : | Monthly |
| Offset Account : | No |
| Additional Repayments Accepted : | Yes |
| Redraw Facility : | Yes |
| Establishment Fee : | $450 |
| Discharge Fee : | $150 |
Calculators
Handy tools to get you ready
Important Information:
Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Available only for new lending to MOVE Bank, excludes internal refinance. Loans Rates current are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.
+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.
*Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Consider the relevant PDS available in branch or online to see if a product is right for you.
4 To be eligible for this offer you must be a new or existing MOVE Bank member and take out a new qualifying comprehensive car, home or landlords insurance policy between 05 August and 31 December (Offer Period), online, in-branch or over the phone, and pay upfront or via direct debit (Eligible Customer). A qualifying insurance policy is a new Buildings & Contents Insurance Policy, a Building Only Insurance Policy, a Contents Only Insurance policy, a Comprehensive Car Insurance policy or a Landlords Insurance Policy (Qualifying Insurance Policy). Offer: Eligible Customers will receive a digital $100 Prezzee e-gift card 70 days after taking out their Qualifying Insurance Policy. Eligible Customers must maintain their Qualifying Insurance Policy for a minimum of one month from the day the policy commences to receive the e-gift card. Must use promotional code BONUSGIFT to claim offer online, in-branch or over the phone. Offer excludes renewing policies. MOVE Bank reserves the right to amend or withdraw this offer at any time without notice. Terms and conditions apply, please see full terms and conditions here.