It's our lowest rate (ever!)

Owner-occupied 3Y Fixed Rate

1.89 % p.a. Interest rate 3.14 % p.a. Comparison rate



Interest Rates

Owner-occupied Fixed rate Comparison rate
Lockit 3Y Home Loan Fixed Rate Offer (maximum LVR 95%) 1    
3 year 1.89% p.a. 3.14% p.a.  



Investment Fixed rate Comparison rate
Lockit 3Y Investment Fixed Rate Offer (maximum LVR 90%) 3    
3 year 1.99% p.a. 3.60% p.a.


Interest only (maximum LVR 75%) is available on request with a premium of 0.20% added to the applicable rate noted above

Product Features:

Home Loans
Minimum Loan Amount : $150,000 for owner-occupied loans and $100,000 for investment loans
Maximum Loan Amount : $3,000,000
Maximum LVR with LMI : 95% for owner-occupied loans and 90% for investment loans
Maximum Loan Term : 30 years
Interest Type : Fixed
Repayment Type : Principal and Interest.
Interest Only Available : Yes
Repayment Frequency : Monthly
Offset Account : No
Additional Repayments Accepted : Yes
Redraw Facility : No
Establishment Fee : $450
Rate Lock Option : Yes
Discharge Fee : $150
Special Conditions : Available for new residential purchases and external refinances. Special offer available for a limited time only.
Available for Construction : No



Handy tools to get you ready

Important Information:

Loans are issued by Railways Credit Union Ltd trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Loan rates are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.

+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.

*Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Consider the relevant PDS available in branch or online to see if a product is right for you.