Move into your first home sooner with a MOVE Bank First Home Loan!
For a limited time, we’re offering first home buyers a discounted fixed rate for the first 12 months of your loan with our Special 1 Year Introductory Offer.


2.94 % p.a. Interest rate 3.29 % p.a. Comparison rate

$1000 cashback offer

Make the move to any of our low-rate home or investment loans
before 29 May 2020 and get $1K cashback**

How much would my repayments be?

Special Offers

Product Features:

Home Loans
Minimum Loan Amount : $50,000
Maximum Loan Amount : $1,000,000
Maximum Loan to Valuation Ratio (LVR) : 80%
Maximum LVR with LMI : 95%
Maximum Loan Term : 30 years
Interest Type : Fixed 12 months then variable
Repayment Type : Principal and interest
Repayment Frequency : Monthly
Offset Account : Yes
Redraw Facility : Yes
Establishment Fee : $450
Redraw Fee : $0
Discharge Fee : $150
Important Information:

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234 536. Loan rates are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.

+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.

*Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Consider the relevant PDS available in branch or online to see if a product is right for you.

 **$1,000 cash back offer available for home or investment applications submitted & approved between 21/01/2020 – 29/05/2020. Settlement must take place before 30/06/2020. Exceptions up to 6 months for purchase settlements may apply. Minimum loan amount $500,000. Offer excludes internal refinance. Must open an Express Saver or Everyday Saver to receive $1,000 deposit. Offer can be amended or withdrawn at any time. Please refer to our full terms and conditions for more information.