Complete Package Benefits

Enjoy a discount on your home loan when bundled with our Complete Package

Discounted rates

Bundle your variable or fixed rate home loan with our Complete Package and access our lowest rates!

Save on fees

Pay an annual package fee of $395 and enjoy no loan establishment fees or transaction fees on your savings or transaction accounts^

Extra benefits

Get insurance discounts on Home and Motor insurance, PLUS a waived annual fee on our Low Rate Credit Card*

Complete Package Options

Variable Loan

Get access to our lowest rates, 100% offset and extra benefits with our Complete Package

Fixed Loan

Lock in our lowest fixed rates, 100% offset and extra benefits with our Complete Package


$2500 cashback offer

Refinance your home or investment loan to MOVE Bank before 30 June 2021 and get $2.5K cashback!$


Enjoy a $0 application fee on all your MOVE Bank loans~

Complete Package holders enjoy no establishment fees on future loans with MOVE Bank! So take advantage of our low rate home, car or personal loans today.


Handy tools to get you ready




Important Information:

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Available only for new lending to MOVE Bank, excludes internal refinance. Loans Rates current are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.

*Insurance discount is only available over the phone or in branch. Discount is calculated on the premium and excludes GST and other levies. Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general and does not take into account your personal circumstance. Consider the Product Disclosure Statement, available on the relevant insurance product page or by calling 1300 362 216, to see if the product is right for you. All credit card applications are subject to MOVE Bank’s standard credit assessment and eligibility criteria.

^For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service. Other fees and charges apply.  

~ Establishment fees waived for current Complete Package holders only. Other fees and charges apply. All loan applications are subject to MOVE Bank’s standard assessment and eligibility criteria. 

$ Offer is open to new refinance applications submitted & approved between 04/05/2021 – 30/06/2021 and settled on or before 13/08/2021. Minimum loan amount $250,000 or $350,000 for broker referred loans. Available on MOVE Bank home and investment loans, excluding the Ultra Low Lockit 3Y Fixed Rate Home Loan, internal refinance and interest only loans. A borrower is eligible for the cashback payment only once during the offer period. Limited time offer available from 04/05/2021 and may be withdrawn or amended at any time without notice. Please refer to our full terms and conditions available at for more information.