Complete Package Benefits

Enjoy a discount on your home loan when bundled with our Complete Package

Discounted rates

Bundle your variable or fixed rate home loan with our Complete Package and access our lowest rates!

Save on fees

Pay an annual package fee of $395 and enjoy no loan establishment fee or transaction fees on your savings or transaction accounts^

Extra benefits

Get insurance discounts on Home and Motor insurance, PLUS a waived annual fee on our Low Rate Credit Card*

Complete Package Options

Variable Loan

Get access to our lowest rates, 100% offset and extra benefits with our Complete Package

Fixed Loan

Lock in our lowest fixed rates, 100% offset and extra benefits with our Complete Package


Switch your insurance + get a $100 e-gift card 4


Get a $100 e-gift card when you take out a new qualifying insurance policy before 31 December! 4


Handy tools to get you ready




Important Information:

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Available only for new lending to MOVE Bank, excludes internal refinance. Loans Rates current are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.

*Insurance discount is only available over the phone or in branch. Discount is calculated on the premium and excludes GST and other levies. Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general and does not take into account your personal circumstance. Consider the Product Disclosure Statement, available on the relevant insurance product page or by calling 1300 362 216, to see if the product is right for you. All credit card applications are subject to MOVE Bank’s standard credit assessment and eligibility criteria.

^For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service. Other fees and charges apply.  

4 To be eligible for this offer you must be a new or existing MOVE Bank member and take out a new qualifying comprehensive car, home or landlords insurance policy between 05 August and 31 December (Offer Period), online, in-branch or over the phone, and pay upfront or via direct debit (Eligible Customer). A qualifying insurance policy is a new Buildings & Contents Insurance Policy, a Building Only Insurance Policy, a Contents Only Insurance policy, a Comprehensive Car Insurance policy or a Landlords Insurance Policy (Qualifying Insurance Policy). Offer: Eligible Customers will receive a digital $100 Prezzee e-gift card 70 days after taking out their Qualifying Insurance Policy. Eligible Customers must maintain their Qualifying Insurance Policy for a minimum of one month from the day the policy commences to receive the e-gift card. Must use promotional code BONUSGIFT to claim offer online, in-branch or over the phone. Offer excludes renewing policies. MOVE Bank reserves the right to amend or withdraw this offer at any time without notice. Terms and conditions apply, please see full terms and conditions here.