$2,500 cashback on new loans of $350K - $750K*
$4,000 cashback on new loans of $750K+*

Pay no transaction fees on your MOVE Bank savings and transaction accounts +

Free to Settlement property insurance available through your Home Loan Specialist^

Straightforward Home Loan (New Business) | Owner-occupied $500k+
3.14 % p.a. Interest rate 3.19 % p.a. Comparison rate


Straightforward Home Loan (New Business) | Investor $500K+
3.29 % p.a. Interest rate 3.34 % p.a. Comparison rate


Complete Package Variable Rate Home Loan | Owner-occupied $750k+
3.70 % p.a. Interest rate 4.10 % p.a. Comparison rate
Complete Package Variable Rate Home Loan | Investor $500,000 - $749,999
4.39 % p.a. Interest rate 4.78 % p.a. Comparison rate


Railways Credit Union Limited trading as MOVE Bank. ABN 91 087 651 090 AFSL/ Australian credit license 234536.

*Offer is open to new variable home or investment loan applications received between 01/08/2022 – 30/10/2022 and settled by 31/12/2022. The $2.5K cashback is available to eligible applications for a variable loan amount of between $350,000 and $749,999 and the $4K cashback is available to eligible applications for a minimum variable loan amount of $750,000. A borrower is eligible for the cashback payment only once during the offer period. Limited time offer available from 01/08/2022 and may be withdrawn or amended at any time without notice. Please refer to our full terms and conditions click here.

+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.

^Insurance discount is only available over the phone or in branch. Discount is calculated on the premium and excludes GST and other levies. Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general and does not take into account your personal circumstance. Consider the Product Disclosure Statement, available on the relevant insurance product page or by calling 1300 362 216, to see if the product is right for you.


  • 1 Rate available on new business to MOVE Bank only. Minimum loan amount $150,000. Maximum LVR 80%. Alternate interest rates apply based on the loan purpose (owner-occupied/investment) or loan amount.
  • 2 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
  • 3 Minimum loan amount $50,000 for owner-occupied loans and $100,000 for investment loans.