Enjoy a range of benefits:

 

Lockit Home Loan - 3Y Fixed Rate Special Offer^

1.89 % p.a. Interest rate 3.14 % p.a. Comparison rate

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Get started, talk to a Lending Specialist today!

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Calculators

Handy tools to get you ready

 

 

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Product Features:

Home Loans
Minimum Loan Amount : $150,000
Maximum Loan Amount : $3,000,000
Maximum LVR with LMI : 95%
Maximum Loan Term : 30 years
Interest Type : Fixed
Repayment Type : Principal and Interest.
Interest Only Available : No
Repayment Frequency : Monthly
Offset Account : No
Additional Repayments Accepted : Yes
Redraw Facility : No
Establishment Fee : $450
Rate Lock Option : Yes
Discharge Fee : $150
Special Conditions : Available for owner-occupied refinances from external financial institutions only.

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Important Information:

Loans are issued by Railways Credit Union Ltd trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Loan rates are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.

Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not
include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quotes are correct as at 01/04/2021 and are subject to change. All applications are subject to MOVE Bank’s standard credit assessment and eligibility criteria.

+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.

*Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Consider the relevant PDS available in branch or online to see if a product is right for you.

^Minimum loan amount $150,000. Loan is available for owner-occupied refinances from an external financial institution only. Excludes internal refinance. Reverts to Standard Variable Home Loan after the fixed rate period. This is a limited time offer and may be withdrawn at any time. + Other fees and charges apply.

Footnotes:

  • 1 Conditions: Minimum loan amount $150,000. Loan is available for owner-occupied refinances from an external financial institution only. Reverts to standard variable home loan rate after the fixed rate period. This is a limited time offer and may be withdrawn at any time.
  • 2 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.
  • 3 Additional repayments can be made up to a limit of $10,000 per fixed rate term