Complete Package featured rate

3Y fixed rate 

4.49 % p.a. Interest rate 3.81 % p.a. Comparison rate

Bundled Home Loan Benefits

Discounted rates

Bundle your variable or fixed rate home loan with our Complete Package and access our lowest rates!

Save on fees

Pay an annual package fee of $395 and enjoy no loan establishment fee or transaction fees on your savings or transaction accounts^

Extra benefits

Get insurance discounts on Home and Motor insurance, PLUS a waived annual fee on our Low Rate Credit Card*

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Important Information
Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Loan rates are subject to change. . All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply. The Canstar 2020 First Home Buyer Award was received in July, 2020 for Customer-Owned Institution of the Year- First Home Buyer Award for Queensland.

^For more information about fee-free banking please visit our
 Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service. Other fees and charges apply.

*Insurance discount is only available over the phone or in branch. Discount is calculated on the premium and excludes GST and other levies. Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general and does not take into account your personal circumstance. Consider the Product Disclosure Statement, available on the relevant insurance product page or by calling 1300 362 216, to see if the product is right for you. All credit card applications are subject to MOVE Bank’s standard credit assessment and eligibility criteria.


  • 1 Reverts to Complete Package Variable Home or Investment Loan at the applicable tier, based on the loan funded amount. Minimum loan amount $50,000 for owner-occupied loans and $100,000 for investment loans.
  • 2 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.